State Bank of The Lakes -- Rewards Checking -- Rates effective as of March 3, 2010

To receive the high Annual Percentage Yield and ATM fee refunds nationwide, you must perform the following qualifications each cycle:

Earn nationwide ATM fee refunds up to $20 items each cycle the qualifications are met.

4.01% Annual Percentage Yield (APY) paid on balances between one penny and $25,000 and 0.75% APY paid on the portion of account balances over $25,000 for each cycle the qualifications are met.

If you do not meet the qualifications during a cycle, your account will still function as a free checking account earning 0.15% APY and you will not receive ATM refunds for that time period.

Annual Percentage Rates for this account are effective as of March 3, 2010 and subject to change after account is opened.

A minimum balance of $100 is required to open this account. Available for personal accounts only.

No monthly service charge.

Contact State Bank of The Lakes for more details.

Member FDIC.